Equities First Holdings is an international financial firm that, headquartered in Indianapolis, IN, has offices around the world including the New York, London, Hong Kong, Bangkok, Perth, Sydney, and Singapore. The company was founded by Al Christy, Jr. who also serves as the company’s President and Chief Executive Officer. The Managing Director of Europe is James Mungovan while the Financial Director for Europe is Alan Perera, both based in the UK.
The specialty of Equities First Holdings is offering high net worth individuals as well as companies a loan solution when they are seeking non-purpose capital. Their product is a secure and efficient alternative source of capital whether it be for business expansion, marketing, or other purposes. The staff at Equity First Holdings provides alternative loans that are based on their evaluation of the risk as well as what they determine will be the future performance of the stocks and bonds of a company seeking a loan. One of their innovative ways to loan money is to perform a stock-based loan where they take possession of shares in the company during the loan period. This gives Equity First Holdings additional profit if the stock prices goes up and a way to mitigate losses by selling if the value of the stock goes down.
Ever since the financial crisis of 2007-2008 most lenders have been reluctant to lend money as they have tightened loan qualifications coupled with increasing the interest rates they charge when they do make a loan. Those seeking a loan who don’t qualify for a conventional loan are increasingly turning to Equities First Holdings in order to acquire an alternative loan that works for them. A person holding a stock-based loan can expect to be given a fixed rate of interest and a loan-to-value ration of 50-75%.