Stephen Rotella Leads StoneCastle to Success

Stephen Rotella is the President of StoneCastle Partners LLC. He is directly responsible for the day to day management of the company’s operations. He sets the company’s strategy and directions with the recommendations of the management at the firm. Steve has been able to truly help StoneCastle become an industry leader in cash management solutions for institutions and banks.With over 30 years of operating and strategic planning in the banking and financial services industries, Steve worked at JP Morgan Chase for eighteen years where he was CEO of Chase Home Finance Division. He has vast experience in the areas of retail and Internet Banking. He has helped build the company’s cash management products and services to new levels.

StoneCastle is a leading administrator of cash management solutions for institutional investors, and local governments. It uses a daily cash sweep, available to brokerage firms, clearing houses, and other financial companies. The company was formed with the idea that institutional investors and the banking industry have very little interaction. In 2003, the StoneCastle was working to form a bridge between the two areas.In 2007, Charlesbank Capital Partners acquired a minority stake in StoneCastle. In 2012 the Imperial Bank of Commerce in Canada made an investment in the company. Each provides their special expertise to the company.

In addition to his work, Steve is active in the community, with a focus on serving the underprivileged in the region. He is on the board of LIFT and the advisory board of SUNY, Stony Brook School of Business. Steve currently lives in New York City. He earned his B.S Degree in Economics and earned his MBA in Information Systems from the State University of New York.



The Financial Specialty of Equities First – UK

Equities First Holdings is an international financial firm that, headquartered in Indianapolis, IN, has offices around the world including the New York, London, Hong Kong, Bangkok, Perth, Sydney, and Singapore. The company was founded by Al Christy, Jr. who also serves as the company’s President and Chief Executive Officer. The Managing Director of Europe is James Mungovan while the Financial Director for Europe is Alan Perera, both based in the UK.

The specialty of Equities First Holdings is offering high net worth individuals as well as companies a loan solution when they are seeking non-purpose capital. Their product is a secure and efficient alternative source of capital whether it be for business expansion, marketing, or other purposes. The staff at Equity First Holdings provides alternative loans that are based on their evaluation of the risk as well as what they determine will be the future performance of the stocks and bonds of a company seeking a loan. One of their innovative ways to loan money is to perform a stock-based loan where they take possession of shares in the company during the loan period. This gives Equity First Holdings additional profit if the stock prices goes up and a way to mitigate losses by selling if the value of the stock goes down.

Ever since the financial crisis of 2007-2008 most lenders have been reluctant to lend money as they have tightened loan qualifications coupled with increasing the interest rates they charge when they do make a loan. Those seeking a loan who don’t qualify for a conventional loan are increasingly turning to Equities First Holdings in order to acquire an alternative loan that works for them. A person holding a stock-based loan can expect to be given a fixed rate of interest and a loan-to-value ration of 50-75%.


The stock based loaning alternative provided by Equities Holdings

Equities Holdings has offices in Hong Kong, Sydney, Perth, Bangkok, Singapore, and London.Equities First Holdings is a leading lender in shareholding and finance alternatives and capital  allocation worldwide.They give businesses and persons with a qualified net worth a non-stock capital.Equities Holdings has successfully transacted 625 deals due to their small capital rates and upgraded financial services customized to each client’s needs.Equities currently have a net worth of $1.4 billion.

Recently the company has recorded increased borrowing of margins loans and stock-based loans. This data is unlike the values recorded in most banks, where the lending is accessible to fewer and more qualified candidates.The lending company has allowed borrowers fewer qualifications for the credit based loans to borrow the stock-based loan.

The founder of Equities Holdings noted that while the stock-based loans and credit-based loans are rarely differentiated, the two options have unique and different requirements.

The credit based loans require the borrower to be qualified. The option also restricted one to an already decided expenditure of the money. The loan to value ratio of the stock-based loan is 10% to 50%.

The stock-based loans have a fixed interest rate, unlike the credit based loans. The option doesn’t restrict one to a planned expenditure of the money and also has a loan to value ratio between 50% and 75%.Al Christy, Equities’ CEO explained that the alternative has more loan to value ratio and a fixed interest rate. The properties of the stock-based loan assure a borrower that the transaction will be mature.Christy continued to say that the stock-based loans eliminate losses in case of a financial market fluctuation. The stock-based loans also provide the borrower with an option to end the contract even when the value of the stock decreases.

The CEO reported that most people avoid taking the stock-based loans because their banks habitually do not return assets to the borrowers when the transaction is successful. Instead, they leave the stock to the open market. Christy assured interested persons and parties that Equities Holdings strictly adheres to a professional and integral work ethic that frequently updates the borrower on the progress of their transactions.

for details:  equitiesfirst-team